Silver Hill Funding in Pennsylvania vs the state
17.9%Denial rate-0.38 pts vs state
30.0%Decision denial rate+7.79 pts vs state
41.8%Origination rate-19.17 pts vs state
8.31%Median rate+1.69 pts vs state
—Rate spread (pts)
—Median applicant income
28Loans originated
12Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 145 | 56 | 26.9% | 8.38% | #321 |
| 2024 | 125 | 38 | 20.8% | 8.88% | #338 |
| 2025 | 67 | 28 | 17.9% | 8.31% | #442 |
What Silver Hill Funding lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 67 applications in 2025, of which 28 were originated and 12 denied.
17.9% of all applications, or 30.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Silver Hill Funding originated in Pennsylvania in 2025 was 8.31%, against a statewide median of 6.63%.
About this data. Figures are Silver Hill Funding's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology