Sierra Pacific Mortgage Company in Nebraska vs the state
11.8%Denial rate-0.77 pts vs state
15.4%Decision denial rate+0.24 pts vs state
64.7%Origination rate-2.57 pts vs state
6.75%Median rate+0.13 pts vs state
0.10Rate spread (pts)-0.12 pts vs state
$82kMedian applicant income
11Loans originated
2Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 14 | 9.5% | 6.56% | #173 |
| 2024 | 18 | 17 | 0.0% | 6.63% | #188 |
| 2025 | 17 | 11 | 11.8% | 6.75% | #218 |
What Sierra Pacific Mortgage Company lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Sierra Pacific Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 9 | 7 | 1 | 11.1% |
| Sarpy County | 3 | 2 | 0 | 0.0% |
| Lancaster County | 2 | 1 | 0 | 0.0% |
| Hall County | 1 | 0 | 1 | 100.0% |
| Holt County | 1 | 1 | 0 | 0.0% |
| Dodge County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 17 applications in 2025, of which 11 were originated and 2 denied.
11.8% of all applications, or 15.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Sierra Pacific Mortgage Company originated in Nebraska in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Sierra Pacific Mortgage Company's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology