Servis One in South Carolina vs the state
18.5%Denial rate+0.21 pts vs state
45.5%Decision denial rate+21.98 pts vs state
22.2%Origination rate-34.39 pts vs state
6.25%Median rate-0.25 pts vs state
-0.26Rate spread (pts)-0.48 pts vs state
$100kMedian applicant income
6Loans originated
5Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 18 | 13 | 22.2% | 6.38% | #452 |
| 2025 | 27 | 6 | 18.5% | 6.25% | #413 |
What Servis One lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Servis One applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 6 | 2 | 2 | 33.3% |
| Pickens County | 4 | 1 | 0 | 0.0% |
| Spartanburg County | 4 | 0 | 1 | 25.0% |
| York County | 3 | 1 | 0 | 0.0% |
| Anderson County | 2 | 0 | 0 | 0.0% |
| Greenville County | 2 | 0 | 0 | 0.0% |
| Berkeley County | 2 | 1 | 1 | 50.0% |
| Kershaw County | 1 | 1 | 0 | 0.0% |
| Dorchester County | 1 | 0 | 0 | 0.0% |
| Aiken County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 27 applications in 2025, of which 6 were originated and 5 denied.
18.5% of all applications, or 45.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Servis One originated in South Carolina in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Servis One's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology