Service Federal Credit Union in Indiana vs the state
50.0%Denial rate+33.43 pts vs state
50.0%Decision denial rate+29.86 pts vs state
50.0%Origination rate-12.25 pts vs state
5.44%Median rate-1.31 pts vs state
-0.58Rate spread (pts)-0.95 pts vs state
$154kMedian applicant income
4Loans originated
4Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 4 | 37.5% | 3.99% | #541 |
| 2024 | 8 | 4 | 25.0% | 6.50% | #550 |
| 2025 | 8 | 4 | 50.0% | 5.44% | #574 |
What Service Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Service Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 2 | 0 | 2 | 100.0% |
| Bartholomew County | 1 | 0 | 1 | 100.0% |
| Porter County | 1 | 1 | 0 | 0.0% |
| Dearborn County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 0 | 1 | 100.0% |
| Owen County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 8 applications in 2025, of which 4 were originated and 4 denied.
50.0% of all applications, or 50.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Service Federal Credit Union originated in Indiana in 2025 was 5.44%, against a statewide median of 6.75%.
About this data. Figures are Service Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology