Sentry Bank · Minnesota · 2025

Sentry Bank in Minnesota: approval rate, denial rate and rates (2025)

Sentry Bank took 101 mortgage applications in Minnesota in 2025, ranking #206 of 870 lenders active in the state. It originated 91.1% of them and denied 1.0% (1.0% of the applications it decided), against a statewide denial rate of 13.6%.

101Applicationsin MN
1.0%Decision denial ratestate 16.4%
Median ratestate 6.63%
$285,000Median loanstate $215,000
$46MVolume17 counties

Sentry Bank in Minnesota vs the state

1.0%Denial rate-12.61 pts vs state
1.0%Decision denial rate-15.34 pts vs state
91.1%Origination rate+24.72 pts vs state
Median rate
Rate spread (pts)
$141kMedian applicant income
92Loans originated
1Denied

Trend in Minnesota

YearApplicationsOriginatedDenial rateMedian rateRank in state
202371641.4%#230
202462570.0%#241
2025101921.0%#206

What Sentry Bank lends in Minnesota

By loan purpose

Home purchase 68 67% · 0.0% denied
Refinance 14 14% · 0.0% denied
Cash-out refinance 10 10% · 0.0% denied
Home improvement 7 7% · 0.0% denied
Other / HELOC 2 2% · 50.0% denied

By loan type

Conventional 101 100% · 1.0% denied

Where in Minnesota

Counties with the most Sentry Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Stearns County 49440 0.0%
Benton County 17160 0.0%
Hennepin County 550 0.0%
Wright County 550 0.0%
Cass County 440 0.0%
Isanti County 440 0.0%
Sherburne County 320 0.0%
Todd County 220 0.0%
Hubbard County 220 0.0%
Douglas County 220 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 101 applications in 2025, of which 92 were originated and 1 denied.

1.0% of all applications, or 1.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Sentry Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology