Sente Mortgage in South Carolina vs the state
1.4%Denial rate-16.90 pts vs state
2.8%Decision denial rate-20.65 pts vs state
48.6%Origination rate-8.02 pts vs state
6.50%Median rate0.00 pts vs state
0.27Rate spread (pts)+0.05 pts vs state
$105kMedian applicant income
207Loans originated
6Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 10 | 0.0% | 6.94% | #484 |
| 2024 | 301 | 231 | 1.0% | 6.63% | #124 |
| 2025 | 426 | 207 | 1.4% | 6.50% | #113 |
What Sente Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Sente Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 158 | 74 | 1 | 0.6% |
| Berkeley County | 123 | 63 | 1 | 0.8% |
| Dorchester County | 77 | 36 | 2 | 2.6% |
| Orangeburg County | 11 | 4 | 0 | 0.0% |
| Sumter County | 6 | 4 | 1 | 16.7% |
| Greenville County | 5 | 3 | 0 | 0.0% |
| Beaufort County | 5 | 3 | 1 | 20.0% |
| Richland County | 5 | 2 | 0 | 0.0% |
| Colleton County | 5 | 2 | 0 | 0.0% |
| Kershaw County | 4 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 426 applications in 2025, of which 207 were originated and 6 denied.
1.4% of all applications, or 2.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Sente Mortgage originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Sente Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology