Sente Mortgage in Illinois vs the state
12.5%Denial rate-4.62 pts vs state
25.0%Decision denial rate+3.32 pts vs state
37.5%Origination rate-21.24 pts vs state
7.25%Median rate+0.50 pts vs state
1.04Rate spread (pts)+0.66 pts vs state
$63kMedian applicant income
3Loans originated
1Denied
What Sente Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Sente Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 2 | 1 | 0 | 0.0% |
| Tazewell County | 1 | 0 | 1 | 100.0% |
| Macon County | 1 | 0 | 0 | 0.0% |
| Wabash County | 1 | 0 | 0 | 0.0% |
| Kendall County | 1 | 0 | 0 | 0.0% |
| Cook County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 8 applications in 2025, of which 3 were originated and 1 denied.
12.5% of all applications, or 25.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Sente Mortgage originated in Illinois in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Sente Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology