Securitynational Mortgage in Virginia vs the state
23.8%Denial rate+7.87 pts vs state
41.7%Decision denial rate+21.42 pts vs state
33.3%Origination rate-26.19 pts vs state
6.75%Median rate+0.13 pts vs state
0.32Rate spread (pts)+0.10 pts vs state
$100kMedian applicant income
7Loans originated
5Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 27 | 12.5% | 6.50% | #370 |
| 2024 | 19 | 11 | 10.5% | 6.63% | #489 |
| 2025 | 21 | 7 | 23.8% | 6.75% | #485 |
What Securitynational Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 2 | 0 | 0 | 0.0% |
| Smyth County | 2 | 1 | 0 | 0.0% |
| King George County | 2 | 1 | 1 | 50.0% |
| Hampton city | 2 | 2 | 0 | 0.0% |
| Spotsylvania County | 2 | 1 | 1 | 50.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Virginia Beach city | 1 | 0 | 1 | 100.0% |
| Portsmouth city | 1 | 0 | 0 | 0.0% |
| Halifax County | 1 | 0 | 1 | 100.0% |
| Richmond city | 1 | 0 | 1 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 21 applications in 2025, of which 7 were originated and 5 denied.
23.8% of all applications, or 41.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Securitynational Mortgage originated in Virginia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology