Securitynational Mortgage in Georgia vs the state
15.8%Denial rate-3.43 pts vs state
22.7%Decision denial rate-2.34 pts vs state
53.3%Origination rate-0.83 pts vs state
6.75%Median rate+0.13 pts vs state
0.76Rate spread (pts)+0.49 pts vs state
$82kMedian applicant income
253Loans originated
75Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 531 | 311 | 7.3% | 6.50% | #124 |
| 2024 | 349 | 204 | 8.9% | 6.63% | #174 |
| 2025 | 475 | 253 | 15.8% | 6.75% | #159 |
What Securitynational Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 51 | 23 | 9 | 17.6% |
| DeKalb County | 43 | 25 | 5 | 11.6% |
| Cobb County | 40 | 23 | 8 | 20.0% |
| Gwinnett County | 40 | 19 | 7 | 17.5% |
| Clayton County | 36 | 19 | 8 | 22.2% |
| Henry County | 34 | 15 | 9 | 26.5% |
| Douglas County | 26 | 11 | 3 | 11.5% |
| Paulding County | 18 | 10 | 1 | 5.6% |
| Spalding County | 17 | 13 | 0 | 0.0% |
| Coweta County | 11 | 7 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 475 applications in 2025, of which 253 were originated and 75 denied.
15.8% of all applications, or 22.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Securitynational Mortgage originated in Georgia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology