Securitynational Mortgage in California vs the state
17.8%Denial rate+0.41 pts vs state
30.4%Decision denial rate+8.03 pts vs state
40.5%Origination rate-15.75 pts vs state
6.88%Median rate+0.25 pts vs state
0.65Rate spread (pts)+0.38 pts vs state
$152kMedian applicant income
127Loans originated
56Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 210 | 140 | 4.3% | 6.49% | #336 |
| 2024 | 312 | 174 | 9.3% | 6.69% | #301 |
| 2025 | 314 | 127 | 17.8% | 6.88% | #312 |
What Securitynational Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sonoma County | 100 | 45 | 18 | 18.0% |
| Los Angeles County | 34 | 8 | 9 | 26.5% |
| San Bernardino County | 18 | 10 | 2 | 11.1% |
| Riverside County | 17 | 5 | 4 | 23.5% |
| Contra Costa County | 15 | 5 | 2 | 13.3% |
| Lake County | 15 | 8 | 2 | 13.3% |
| San Diego County | 12 | 4 | 2 | 16.7% |
| Sacramento County | 10 | 2 | 5 | 50.0% |
| Fresno County | 10 | 4 | 1 | 10.0% |
| Alameda County | 7 | 5 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 314 applications in 2025, of which 127 were originated and 56 denied.
17.8% of all applications, or 30.4% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Securitynational Mortgage originated in California in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology