Securitynational Mortgage in Arizona vs the state
17.4%Denial rate+1.17 pts vs state
25.3%Decision denial rate+4.90 pts vs state
51.3%Origination rate-8.22 pts vs state
6.99%Median rate+0.49 pts vs state
0.71Rate spread (pts)+0.49 pts vs state
$93kMedian applicant income
548Loans originated
186Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,059 | 597 | 9.0% | 7.25% | #61 |
| 2024 | 1,260 | 764 | 12.1% | 7.13% | #55 |
| 2025 | 1,069 | 548 | 17.4% | 6.99% | #71 |
What Securitynational Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 809 | 392 | 151 | 18.7% |
| Yuma County | 87 | 55 | 11 | 12.6% |
| Pinal County | 77 | 41 | 8 | 10.4% |
| Pima County | 39 | 24 | 6 | 15.4% |
| Mohave County | 23 | 17 | 0 | 0.0% |
| Yavapai County | 22 | 11 | 8 | 36.4% |
| Coconino County | 3 | 2 | 1 | 33.3% |
| Graham County | 2 | 2 | 0 | 0.0% |
| La Paz County | 2 | 2 | 0 | 0.0% |
| Navajo County | 2 | 1 | 1 | 50.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,069 applications in 2025, of which 548 were originated and 186 denied.
17.4% of all applications, or 25.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Securitynational Mortgage originated in Arizona in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology