SayGO Home Loans in South Carolina vs the state
2.9%Denial rate-15.40 pts vs state
9.7%Decision denial rate-13.79 pts vs state
27.2%Origination rate-29.43 pts vs state
5.38%Median rate-1.13 pts vs state
-0.12Rate spread (pts)-0.34 pts vs state
$108kMedian applicant income
28Loans originated
3Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 127 | 16 | 0.8% | 6.49% | #216 |
| 2025 | 103 | 28 | 2.9% | 5.38% | #254 |
What SayGO Home Loans lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most SayGO Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 16 | 2 | 0 | 0.0% |
| York County | 13 | 3 | 0 | 0.0% |
| Greenville County | 13 | 7 | 1 | 7.7% |
| Horry County | 9 | 0 | 1 | 11.1% |
| Berkeley County | 8 | 3 | 0 | 0.0% |
| Beaufort County | 8 | 2 | 1 | 12.5% |
| Spartanburg County | 7 | 2 | 0 | 0.0% |
| Richland County | 6 | 1 | 0 | 0.0% |
| Lancaster County | 4 | 1 | 0 | 0.0% |
| Jasper County | 4 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 103 applications in 2025, of which 28 were originated and 3 denied.
2.9% of all applications, or 9.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans SayGO Home Loans originated in South Carolina in 2025 was 5.38%, against a statewide median of 6.50%.
About this data. Figures are SayGO Home Loans's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology