RPE Home in Indiana vs the state
11.4%Denial rate-5.21 pts vs state
15.2%Decision denial rate-4.99 pts vs state
61.4%Origination rate-0.89 pts vs state
11.50%Median rate+4.75 pts vs state
—Rate spread (pts)
—Median applicant income
27Loans originated
5Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 227 | 46 | 38.3% | 12.00% | #181 |
| 2025 | 44 | 27 | 11.4% | 11.50% | #362 |
What RPE Home lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most RPE Home applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 28 | 16 | 4 | 14.3% |
| St. Joseph County | 4 | 2 | 0 | 0.0% |
| Lake County | 3 | 2 | 0 | 0.0% |
| Howard County | 3 | 2 | 0 | 0.0% |
| Allen County | 2 | 1 | 1 | 50.0% |
| Clark County | 2 | 2 | 0 | 0.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 44 applications in 2025, of which 27 were originated and 5 denied.
11.4% of all applications, or 15.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans RPE Home originated in Indiana in 2025 was 11.50%, against a statewide median of 6.75%.
About this data. Figures are RPE Home's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology