Royal Pacific Funding in Oklahoma vs the state
0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
38.5%Origination rate-17.64 pts vs state
6.99%Median rate+0.37 pts vs state
1.02Rate spread (pts)+0.67 pts vs state
$116kMedian applicant income
5Loans originated
0Denied
What Royal Pacific Funding lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most Royal Pacific Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 5 | 0 | 0 | 0.0% |
| McCurtain County | 4 | 2 | 0 | 0.0% |
| Oklahoma County | 2 | 1 | 0 | 0.0% |
| Canadian County | 1 | 1 | 0 | 0.0% |
| Cleveland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 13 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Royal Pacific Funding originated in Oklahoma in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Royal Pacific Funding's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology