Roundpoint Mortgage Servicing in New York vs the state
12.1%Denial rate-7.70 pts vs state
19.6%Decision denial rate-4.43 pts vs state
47.0%Origination rate-12.60 pts vs state
5.99%Median rate-0.63 pts vs state
-0.24Rate spread (pts)-0.45 pts vs state
$127kMedian applicant income
39Loans originated
10Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 1 | 40.0% | 3.63% | #515 |
| 2024 | 36 | 24 | 19.4% | 3.75% | #346 |
| 2025 | 83 | 39 | 12.1% | 5.99% | #290 |
What Roundpoint Mortgage Servicing lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 14 | 6 | 1 | 7.1% |
| Nassau County | 8 | 6 | 0 | 0.0% |
| Erie County | 8 | 4 | 2 | 25.0% |
| Richmond County | 5 | 4 | 0 | 0.0% |
| Monroe County | 5 | 2 | 1 | 20.0% |
| Queens County | 5 | 1 | 2 | 40.0% |
| Kings County | 4 | 0 | 0 | 0.0% |
| Westchester County | 4 | 2 | 1 | 25.0% |
| Putnam County | 3 | 2 | 0 | 0.0% |
| Broome County | 3 | 3 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 83 applications in 2025, of which 39 were originated and 10 denied.
12.1% of all applications, or 19.6% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Roundpoint Mortgage Servicing originated in New York in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology