Roundpoint Mortgage Servicing in New Jersey vs the state
14.7%Denial rate-3.02 pts vs state
21.2%Decision denial rate-1.90 pts vs state
53.3%Origination rate-2.35 pts vs state
5.99%Median rate-0.76 pts vs state
-0.36Rate spread (pts)-0.64 pts vs state
$176kMedian applicant income
40Loans originated
11Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 0 | 33.3% | — | #568 |
| 2024 | 30 | 17 | 13.3% | 3.38% | #400 |
| 2025 | 75 | 40 | 14.7% | 5.99% | #307 |
What Roundpoint Mortgage Servicing lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Morris County | 14 | 10 | 1 | 7.1% |
| Middlesex County | 9 | 4 | 2 | 22.2% |
| Burlington County | 6 | 4 | 1 | 16.7% |
| Monmouth County | 5 | 1 | 0 | 0.0% |
| Ocean County | 5 | 4 | 1 | 20.0% |
| Hudson County | 5 | 3 | 0 | 0.0% |
| Bergen County | 5 | 1 | 0 | 0.0% |
| Mercer County | 4 | 1 | 1 | 25.0% |
| Somerset County | 4 | 2 | 2 | 50.0% |
| Camden County | 4 | 2 | 1 | 25.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 75 applications in 2025, of which 40 were originated and 11 denied.
14.7% of all applications, or 21.2% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Roundpoint Mortgage Servicing originated in New Jersey in 2025 was 5.99%, against a statewide median of 6.75%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology