Rogue Credit Union in Idaho vs the state
14.7%Denial rate+0.28 pts vs state
17.0%Decision denial rate-0.56 pts vs state
71.3%Origination rate+8.30 pts vs state
7.49%Median rate+0.87 pts vs state
1.23Rate spread (pts)+1.08 pts vs state
$93kMedian applicant income
92Loans originated
19Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 104 | 70 | 16.4% | 8.37% | #100 |
| 2024 | 84 | 59 | 11.9% | 8.49% | #119 |
| 2025 | 129 | 92 | 14.7% | 7.49% | #108 |
What Rogue Credit Union lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Rogue Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Payette County | 77 | 54 | 11 | 14.3% |
| Washington County | 15 | 9 | 4 | 26.7% |
| Canyon County | 14 | 11 | 3 | 21.4% |
| Ada County | 14 | 12 | 1 | 7.1% |
| Adams County | 3 | 2 | 0 | 0.0% |
| Gem County | 2 | 1 | 0 | 0.0% |
| Idaho County | 1 | 1 | 0 | 0.0% |
| Owyhee County | 1 | 1 | 0 | 0.0% |
| Valley County | 1 | 1 | 0 | 0.0% |
| Clearwater County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 129 applications in 2025, of which 92 were originated and 19 denied.
14.7% of all applications, or 17.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Rogue Credit Union originated in Idaho in 2025 was 7.49%, against a statewide median of 6.63%.
About this data. Figures are Rogue Credit Union's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology