Rockland Trust in Florida vs the state
16.1%Denial rate-4.93 pts vs state
20.0%Decision denial rate-7.24 pts vs state
61.3%Origination rate+8.60 pts vs state
6.25%Median rate-0.38 pts vs state
-0.11Rate spread (pts)-0.38 pts vs state
$256kMedian applicant income
19Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 16 | 12.5% | 5.88% | #780 |
| 2024 | 21 | 16 | 14.3% | 6.56% | #760 |
| 2025 | 31 | 19 | 16.1% | 6.25% | #688 |
What Rockland Trust lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Rockland Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Collier County | 10 | 8 | 0 | 0.0% |
| Broward County | 4 | 2 | 1 | 25.0% |
| Lee County | 3 | 2 | 0 | 0.0% |
| Manatee County | 3 | 2 | 0 | 0.0% |
| Polk County | 2 | 1 | 1 | 50.0% |
| Palm Beach County | 2 | 1 | 1 | 50.0% |
| Sumter County | 2 | 1 | 1 | 50.0% |
| Alachua County | 1 | 1 | 0 | 0.0% |
| St. Lucie County | 1 | 0 | 1 | 100.0% |
| Martin County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 31 applications in 2025, of which 19 were originated and 5 denied.
16.1% of all applications, or 20.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Rockland Trust originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Rockland Trust's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology