Right Start Mortgage in Georgia vs the state
1.8%Denial rate-17.39 pts vs state
2.2%Decision denial rate-22.85 pts vs state
75.2%Origination rate+21.14 pts vs state
6.50%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.15 pts vs state
$99kMedian applicant income
82Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 62 | 47 | 3.2% | 6.75% | #401 |
| 2025 | 109 | 82 | 1.8% | 6.50% | #324 |
What Right Start Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Right Start Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Forsyth County | 13 | 11 | 0 | 0.0% |
| Lumpkin County | 8 | 7 | 0 | 0.0% |
| Newton County | 8 | 6 | 0 | 0.0% |
| Henry County | 6 | 5 | 0 | 0.0% |
| Hall County | 5 | 4 | 0 | 0.0% |
| Jackson County | 5 | 4 | 0 | 0.0% |
| Rockdale County | 5 | 4 | 1 | 20.0% |
| DeKalb County | 5 | 2 | 0 | 0.0% |
| Dawson County | 4 | 4 | 0 | 0.0% |
| Walton County | 4 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 109 applications in 2025, of which 82 were originated and 2 denied.
1.8% of all applications, or 2.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Right Start Mortgage originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Right Start Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology