Rev Federal Credit Union · South Carolina · 2025

Rev Federal Credit Union in South Carolina: approval rate, denial rate and rates (2025)

Rev Federal Credit Union took 334 mortgage applications in South Carolina in 2025, ranking #128 of 1,143 lenders active in the state. It originated 68.6% of them and denied 9.3% (11.5% of the applications it decided), against a statewide denial rate of 18.3%.

334Applicationsin SC
11.5%Decision denial ratestate 23.5%
6.50%Median ratestate 6.50%
$260,000Median loanstate $225,000
$78MVolume17 counties

Rev Federal Credit Union in South Carolina vs the state

9.3%Denial rate-9.03 pts vs state
11.5%Decision denial rate-11.95 pts vs state
68.6%Origination rate+11.95 pts vs state
6.50%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.02 pts vs state
$112kMedian applicant income
229Loans originated
31Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
202321914211.9%6.69%#152
20242531757.9%6.88%#146
20253342299.3%6.50%#128

What Rev Federal Credit Union lends in South Carolina

By loan purpose

Home purchase 162 49% · 5.6% denied
Refinance 33 10% · 9.1% denied
Cash-out refinance 139 42% · 13.7% denied

By loan type

Conventional 313 94% · 9.0% denied
FHA 12 4% · 25.0% denied
VA 7 2% · 0.0% denied
USDA / RHS 2 1% · 0.0% denied

Why it denied South Carolina applicants

Debt-to-income ratio 18 58%
Other 6 19%
Credit history 3 10%
Collateral 3 10%
Employment history 1 3%

Where in South Carolina

Counties with the most Rev Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Charleston County 1299511 8.5%
Dorchester County 80516 7.5%
Berkeley County 79579 11.4%
Colleton County 1774 23.5%
Horry County 630 0.0%
Orangeburg County 320 0.0%
Pickens County 300 0.0%
Richland County 311 33.3%
Georgetown County 330 0.0%
Anderson County 320 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 334 applications in 2025, of which 229 were originated and 31 denied.

9.3% of all applications, or 11.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Rev Federal Credit Union originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Rev Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology