Residential Wholesale Mortgage in Virginia vs the state
1.4%Denial rate-14.55 pts vs state
1.9%Decision denial rate-18.33 pts vs state
69.4%Origination rate+9.92 pts vs state
6.43%Median rate-0.19 pts vs state
0.34Rate spread (pts)+0.12 pts vs state
$98kMedian applicant income
50Loans originated
1Denied
What Residential Wholesale Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Residential Wholesale Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lynchburg city | 17 | 10 | 0 | 0.0% |
| Campbell County | 16 | 10 | 0 | 0.0% |
| Bedford County | 15 | 11 | 0 | 0.0% |
| Amherst County | 7 | 5 | 0 | 0.0% |
| Appomattox County | 2 | 2 | 0 | 0.0% |
| Pittsylvania County | 2 | 1 | 1 | 50.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Augusta County | 1 | 1 | 0 | 0.0% |
| Waynesboro city | 1 | 1 | 0 | 0.0% |
| Loudoun County | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 72 applications in 2025, of which 50 were originated and 1 denied.
1.4% of all applications, or 1.9% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Residential Wholesale Mortgage originated in Virginia in 2025 was 6.43%, against a statewide median of 6.63%.
About this data. Figures are Residential Wholesale Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology