Residential Wholesale Mortgage in Georgia vs the state
5.4%Denial rate-13.84 pts vs state
6.4%Decision denial rate-18.71 pts vs state
78.5%Origination rate+24.37 pts vs state
6.13%Median rate-0.50 pts vs state
0.29Rate spread (pts)+0.02 pts vs state
$74kMedian applicant income
102Loans originated
7Denied
What Residential Wholesale Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Residential Wholesale Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clayton County | 20 | 18 | 0 | 0.0% |
| Fulton County | 17 | 11 | 2 | 11.8% |
| DeKalb County | 16 | 10 | 3 | 18.8% |
| Henry County | 15 | 12 | 0 | 0.0% |
| Douglas County | 7 | 4 | 0 | 0.0% |
| Gwinnett County | 6 | 4 | 0 | 0.0% |
| Muscogee County | 6 | 6 | 0 | 0.0% |
| Paulding County | 4 | 4 | 0 | 0.0% |
| Lowndes County | 4 | 3 | 1 | 25.0% |
| Rockdale County | 3 | 2 | 1 | 33.3% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 130 applications in 2025, of which 102 were originated and 7 denied.
5.4% of all applications, or 6.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Residential Wholesale Mortgage originated in Georgia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Residential Wholesale Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology