Residential Wholesale Mortgage in Florida vs the state
2.5%Denial rate-18.53 pts vs state
4.2%Decision denial rate-23.07 pts vs state
57.0%Origination rate+4.27 pts vs state
6.75%Median rate+0.13 pts vs state
0.10Rate spread (pts)-0.17 pts vs state
$128kMedian applicant income
45Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 8 | 13.3% | 7.06% | #889 |
| 2024 | 39 | 20 | 0.0% | 6.69% | #647 |
| 2025 | 79 | 45 | 2.5% | 6.75% | #523 |
What Residential Wholesale Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Residential Wholesale Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Manatee County | 13 | 7 | 0 | 0.0% |
| Sarasota County | 12 | 3 | 1 | 8.3% |
| Collier County | 7 | 6 | 0 | 0.0% |
| Hillsborough County | 7 | 2 | 0 | 0.0% |
| Pasco County | 4 | 3 | 0 | 0.0% |
| Broward County | 4 | 1 | 0 | 0.0% |
| Pinellas County | 4 | 3 | 0 | 0.0% |
| Lee County | 4 | 3 | 0 | 0.0% |
| Walton County | 3 | 3 | 0 | 0.0% |
| Palm Beach County | 3 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 79 applications in 2025, of which 45 were originated and 2 denied.
2.5% of all applications, or 4.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Residential Wholesale Mortgage originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Residential Wholesale Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology