Resicentral in South Carolina vs the state
1.3%Denial rate-16.99 pts vs state
1.7%Decision denial rate-21.75 pts vs state
70.9%Origination rate+14.32 pts vs state
6.38%Median rate-0.13 pts vs state
0.07Rate spread (pts)-0.15 pts vs state
$102kMedian applicant income
161Loans originated
3Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 157 | 99 | 5.7% | 6.75% | #190 |
| 2024 | 257 | 174 | 2.0% | 6.49% | #144 |
| 2025 | 227 | 161 | 1.3% | 6.38% | #174 |
What Resicentral lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Resicentral applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 53 | 41 | 1 | 1.9% |
| Anderson County | 26 | 16 | 0 | 0.0% |
| Spartanburg County | 26 | 21 | 0 | 0.0% |
| Charleston County | 19 | 15 | 0 | 0.0% |
| York County | 15 | 9 | 0 | 0.0% |
| Dorchester County | 13 | 10 | 0 | 0.0% |
| Beaufort County | 12 | 7 | 1 | 8.3% |
| Horry County | 11 | 5 | 0 | 0.0% |
| Berkeley County | 11 | 8 | 0 | 0.0% |
| Laurens County | 6 | 5 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 227 applications in 2025, of which 161 were originated and 3 denied.
1.3% of all applications, or 1.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Resicentral originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Resicentral's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology