Reliant Home Funding in Maryland vs the state
11.1%Denial rate-7.69 pts vs state
15.8%Decision denial rate-8.34 pts vs state
59.3%Origination rate+3.55 pts vs state
6.31%Median rate-0.31 pts vs state
-0.24Rate spread (pts)-0.48 pts vs state
$155kMedian applicant income
16Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 5 | 11.1% | 6.25% | #488 |
| 2025 | 27 | 16 | 11.1% | 6.31% | #381 |
What Reliant Home Funding lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Reliant Home Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 5 | 1 | 0 | 0.0% |
| Montgomery County | 5 | 4 | 0 | 0.0% |
| Anne Arundel County | 4 | 4 | 0 | 0.0% |
| Charles County | 3 | 2 | 1 | 33.3% |
| Baltimore County | 3 | 2 | 1 | 33.3% |
| Howard County | 2 | 0 | 0 | 0.0% |
| Garrett County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Caroline County | 1 | 0 | 0 | 0.0% |
| Queen Anne's County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 27 applications in 2025, of which 16 were originated and 3 denied.
11.1% of all applications, or 15.8% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Reliant Home Funding originated in Maryland in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Reliant Home Funding's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology