Reliance State Bank in Iowa vs the state
6.7%Denial rate-6.19 pts vs state
7.0%Decision denial rate-8.27 pts vs state
88.0%Origination rate+19.54 pts vs state
—Median rate
—Rate spread (pts)
$93kMedian applicant income
66Loans originated
5Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 127 | 106 | 5.5% | — | #122 |
| 2024 | 86 | 69 | 8.1% | — | #160 |
| 2025 | 75 | 66 | 6.7% | — | #176 |
What Reliance State Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Reliance State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hancock County | 28 | 24 | 2 | 7.1% |
| Cerro Gordo County | 13 | 12 | 1 | 7.7% |
| Story County | 11 | 9 | 1 | 9.1% |
| Hamilton County | 6 | 5 | 0 | 0.0% |
| Wright County | 5 | 5 | 0 | 0.0% |
| Winnebago County | 3 | 3 | 0 | 0.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Webster County | 2 | 1 | 1 | 50.0% |
| Buena Vista County | 1 | 1 | 0 | 0.0% |
| Hardin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 75 applications in 2025, of which 66 were originated and 5 denied.
6.7% of all applications, or 7.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Reliance State Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology