Reliance First Capital in Indiana vs the state
6.4%Denial rate-10.22 pts vs state
7.4%Decision denial rate-12.73 pts vs state
78.6%Origination rate+16.32 pts vs state
6.63%Median rate-0.13 pts vs state
0.87Rate spread (pts)+0.50 pts vs state
$69kMedian applicant income
99Loans originated
8Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 104 | 79 | 5.8% | 6.50% | #244 |
| 2024 | 119 | 96 | 3.4% | 6.88% | #235 |
| 2025 | 126 | 99 | 6.4% | 6.63% | #246 |
What Reliance First Capital lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Reliance First Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 16 | 10 | 1 | 6.3% |
| Allen County | 12 | 10 | 1 | 8.3% |
| Lake County | 7 | 5 | 2 | 28.6% |
| Elkhart County | 4 | 4 | 0 | 0.0% |
| Hendricks County | 4 | 4 | 0 | 0.0% |
| Morgan County | 4 | 4 | 0 | 0.0% |
| Hamilton County | 3 | 2 | 0 | 0.0% |
| Madison County | 3 | 3 | 0 | 0.0% |
| Vanderburgh County | 3 | 3 | 0 | 0.0% |
| Vigo County | 3 | 2 | 1 | 33.3% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 126 applications in 2025, of which 99 were originated and 8 denied.
6.4% of all applications, or 7.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Reliance First Capital originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Reliance First Capital's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology