Regional Missouri Bank in Missouri vs the state
9.3%Denial rate-5.79 pts vs state
10.4%Decision denial rate-8.32 pts vs state
78.9%Origination rate+16.24 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
187Loans originated
22Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 250 | 198 | 12.4% | — | #128 |
| 2024 | 266 | 208 | 7.9% | — | #135 |
| 2025 | 237 | 187 | 9.3% | — | #162 |
What Regional Missouri Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Regional Missouri Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Linn County | 77 | 58 | 7 | 9.1% |
| Randolph County | 43 | 36 | 5 | 11.6% |
| Chariton County | 34 | 30 | 1 | 2.9% |
| Macon County | 18 | 15 | 3 | 16.7% |
| Monroe County | 17 | 12 | 2 | 11.8% |
| Howard County | 9 | 8 | 1 | 11.1% |
| Audrain County | 6 | 3 | 0 | 0.0% |
| Boone County | 6 | 5 | 0 | 0.0% |
| Camden County | 6 | 6 | 0 | 0.0% |
| Livingston County | 2 | 1 | 1 | 50.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 237 applications in 2025, of which 187 were originated and 22 denied.
9.3% of all applications, or 10.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Regional Missouri Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology