RCN Capital in Wisconsin vs the state
49.4%Denial rate+35.38 pts vs state
51.6%Decision denial rate+35.23 pts vs state
46.3%Origination rate-21.81 pts vs state
7.85%Median rate+1.23 pts vs state
—Rate spread (pts)
—Median applicant income
76Loans originated
81Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 148 | 82 | 13.5% | 8.02% | #167 |
| 2024 | 128 | 76 | 9.4% | 7.79% | #195 |
| 2025 | 164 | 76 | 49.4% | 7.85% | #183 |
What RCN Capital lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 164 applications in 2025, of which 76 were originated and 81 denied.
49.4% of all applications, or 51.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans RCN Capital originated in Wisconsin in 2025 was 7.85%, against a statewide median of 6.63%.
About this data. Figures are RCN Capital's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology