RCN Capital in Nevada vs the state
90.9%Denial rate+73.46 pts vs state
90.9%Decision denial rate+68.69 pts vs state
9.1%Origination rate-48.62 pts vs state
6.92%Median rate+0.29 pts vs state
—Rate spread (pts)
—Median applicant income
1Loans originated
10Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 0 | 100.0% | — | #357 |
| 2025 | 11 | 1 | 90.9% | 6.92% | #309 |
What RCN Capital lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 11 applications in 2025, of which 1 were originated and 10 denied.
90.9% of all applications, or 90.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans RCN Capital originated in Nevada in 2025 was 6.92%, against a statewide median of 6.63%.
About this data. Figures are RCN Capital's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology