RBC Bank, (Georgia) in North Carolina vs the state
8.6%Denial rate-9.49 pts vs state
9.7%Decision denial rate-13.14 pts vs state
80.0%Origination rate+22.19 pts vs state
5.56%Median rate-0.94 pts vs state
-0.17Rate spread (pts)-0.26 pts vs state
$206kMedian applicant income
28Loans originated
3Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 47 | 4.8% | 6.00% | #345 |
| 2024 | 50 | 38 | 8.0% | 5.88% | #393 |
| 2025 | 35 | 28 | 8.6% | 5.56% | #444 |
What RBC Bank, (Georgia) lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 13 | 11 | 0 | 0.0% |
| Mecklenburg County | 7 | 5 | 1 | 14.3% |
| Granville County | 2 | 2 | 0 | 0.0% |
| Iredell County | 2 | 2 | 0 | 0.0% |
| Moore County | 2 | 1 | 0 | 0.0% |
| Brunswick County | 2 | 1 | 1 | 50.0% |
| Davie County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Harnett County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 35 applications in 2025, of which 28 were originated and 3 denied.
8.6% of all applications, or 9.7% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans RBC Bank, (Georgia) originated in North Carolina in 2025 was 5.56%, against a statewide median of 6.50%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology