RBC Bank, (Georgia) · Montana · 2025

RBC Bank, (Georgia) in Montana: approval rate, denial rate and rates (2025)

RBC Bank, (Georgia) took 11 mortgage applications in Montana in 2025, ranking #172 of 553 lenders active in the state. It originated 45.5% of them and denied 36.4% (44.4% of the applications it decided), against a statewide denial rate of 14.8%.

11Applicationsin MT
44.4%Decision denial ratestate 18.7%
5.88%Median ratestate 6.63%
$555,000Median loanstate $275,000
$4.7MVolume4 counties

RBC Bank, (Georgia) in Montana vs the state

36.4%Denial rate+21.54 pts vs state
44.4%Decision denial rate+25.74 pts vs state
45.5%Origination rate-16.53 pts vs state
5.88%Median rate-0.75 pts vs state
-0.20Rate spread (pts)-0.44 pts vs state
$222kMedian applicant income
5Loans originated
4Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202311627.3%5.63%#148
20245320.0%8.00%#213
202511536.4%5.88%#172

What RBC Bank, (Georgia) lends in Montana

By loan purpose

Home purchase 6 55% · 50.0% denied
Cash-out refinance 3 27% · 0.0% denied
Home improvement 2 18% · 50.0% denied

By loan type

Conventional 11 100% · 36.4% denied

Why it denied Montana applicants

Debt-to-income ratio 3 75%
Credit history 1 25%

Where in Montana

Counties with the most RBC Bank, (Georgia) applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Flathead County 724 57.1%
Madison County 210 0.0%
Yellowstone County 110 0.0%
Cascade County 110 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 11 applications in 2025, of which 5 were originated and 4 denied.

36.4% of all applications, or 44.4% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans RBC Bank, (Georgia) originated in Montana in 2025 was 5.88%, against a statewide median of 6.63%.

About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology