RBC Bank, (Georgia) in Massachusetts vs the state
14.3%Denial rate-1.92 pts vs state
15.8%Decision denial rate-4.16 pts vs state
76.2%Origination rate+13.59 pts vs state
5.50%Median rate-1.13 pts vs state
-0.16Rate spread (pts)-0.25 pts vs state
$237kMedian applicant income
16Loans originated
3Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 12 | 23.5% | 5.81% | #399 |
| 2024 | 21 | 17 | 9.5% | 5.63% | #394 |
| 2025 | 21 | 16 | 14.3% | 5.50% | #411 |
What RBC Bank, (Georgia) lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 6 | 5 | 0 | 0.0% |
| Worcester County | 4 | 3 | 0 | 0.0% |
| Norfolk County | 4 | 2 | 2 | 50.0% |
| Barnstable County | 2 | 1 | 1 | 50.0% |
| Suffolk County | 2 | 2 | 0 | 0.0% |
| Hampshire County | 1 | 1 | 0 | 0.0% |
| Hampden County | 1 | 1 | 0 | 0.0% |
| Plymouth County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 21 applications in 2025, of which 16 were originated and 3 denied.
14.3% of all applications, or 15.8% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans RBC Bank, (Georgia) originated in Massachusetts in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology