RBC Bank, (Georgia) · Maine · 2025

RBC Bank, (Georgia) in Maine: approval rate, denial rate and rates (2025)

RBC Bank, (Georgia) took 7 mortgage applications in Maine in 2025, ranking #251 of 537 lenders active in the state. It originated 57.1% of them and denied 28.6% (33.3% of the applications it decided), against a statewide denial rate of 16.3%.

7Applicationsin ME
33.3%Decision denial ratestate 20.1%
6.19%Median ratestate 6.88%
$345,000Median loanstate $215,000
$980kVolume5 counties

RBC Bank, (Georgia) in Maine vs the state

28.6%Denial rate+12.24 pts vs state
33.3%Decision denial rate+13.25 pts vs state
57.1%Origination rate-5.03 pts vs state
6.19%Median rate-0.69 pts vs state
-0.03Rate spread (pts)-0.36 pts vs state
$177kMedian applicant income
4Loans originated
2Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024650.0%6.13%#244
20257428.6%6.19%#251

What RBC Bank, (Georgia) lends in Maine

By loan purpose

Home purchase 1 14% · 0.0% denied
Cash-out refinance 4 57% · 50.0% denied
Home improvement 2 29% · 0.0% denied

By loan type

Conventional 7 100% · 28.6% denied

Why it denied Maine applicants

Debt-to-income ratio 1 50%
Credit history 1 50%

Where in Maine

Counties with the most RBC Bank, (Georgia) applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 220 0.0%
Cumberland County 201 50.0%
Aroostook County 110 0.0%
Franklin County 101 100.0%
Washington County 110 0.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 7 applications in 2025, of which 4 were originated and 2 denied.

28.6% of all applications, or 33.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans RBC Bank, (Georgia) originated in Maine in 2025 was 6.19%, against a statewide median of 6.88%.

About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology