RBC Bank, (Georgia) in Illinois vs the state
12.5%Denial rate-4.62 pts vs state
14.3%Decision denial rate-7.39 pts vs state
75.0%Origination rate+16.26 pts vs state
5.50%Median rate-1.25 pts vs state
-0.11Rate spread (pts)-0.49 pts vs state
$178kMedian applicant income
18Loans originated
3Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 20 | 4.0% | 6.00% | #562 |
| 2024 | 26 | 19 | 11.5% | 5.94% | #550 |
| 2025 | 24 | 18 | 12.5% | 5.50% | #570 |
What RBC Bank, (Georgia) lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 8 | 7 | 0 | 0.0% |
| Will County | 5 | 5 | 0 | 0.0% |
| Lake County | 4 | 3 | 0 | 0.0% |
| DuPage County | 3 | 1 | 1 | 33.3% |
| Winnebago County | 2 | 1 | 1 | 50.0% |
| Kendall County | 1 | 1 | 0 | 0.0% |
| Champaign County | 1 | 0 | 1 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 24 applications in 2025, of which 18 were originated and 3 denied.
12.5% of all applications, or 14.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans RBC Bank, (Georgia) originated in Illinois in 2025 was 5.50%, against a statewide median of 6.75%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology