RBC Bank, (Georgia) in Florida vs the state
25.1%Denial rate+4.01 pts vs state
30.2%Decision denial rate+2.93 pts vs state
56.6%Origination rate+3.93 pts vs state
5.75%Median rate-0.88 pts vs state
-0.19Rate spread (pts)-0.46 pts vs state
$183kMedian applicant income
201Loans originated
89Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 910 | 459 | 20.4% | 6.00% | #163 |
| 2024 | 570 | 304 | 24.9% | 6.00% | #221 |
| 2025 | 355 | 201 | 25.1% | 5.75% | #285 |
What RBC Bank, (Georgia) lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 40 | 15 | 14 | 35.0% |
| Lee County | 36 | 24 | 5 | 13.9% |
| Palm Beach County | 31 | 15 | 8 | 25.8% |
| Osceola County | 31 | 19 | 8 | 25.8% |
| Sarasota County | 31 | 22 | 5 | 16.1% |
| Collier County | 20 | 5 | 10 | 50.0% |
| Polk County | 19 | 7 | 7 | 36.8% |
| Miami-Dade County | 17 | 10 | 6 | 35.3% |
| Manatee County | 13 | 7 | 4 | 30.8% |
| Orange County | 13 | 8 | 4 | 30.8% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 355 applications in 2025, of which 201 were originated and 89 denied.
25.1% of all applications, or 30.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans RBC Bank, (Georgia) originated in Florida in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology