RBC Bank, (Georgia) in Arizona vs the state
15.8%Denial rate-0.39 pts vs state
18.2%Decision denial rate-2.23 pts vs state
71.3%Origination rate+11.81 pts vs state
5.75%Median rate-0.75 pts vs state
-0.16Rate spread (pts)-0.38 pts vs state
$200kMedian applicant income
72Loans originated
16Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 146 | 91 | 17.1% | 6.13% | #187 |
| 2024 | 117 | 73 | 14.5% | 6.13% | #221 |
| 2025 | 101 | 72 | 15.8% | 5.75% | #242 |
What RBC Bank, (Georgia) lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 79 | 54 | 15 | 19.0% |
| Pinal County | 13 | 11 | 0 | 0.0% |
| Pima County | 4 | 4 | 0 | 0.0% |
| Yavapai County | 2 | 1 | 0 | 0.0% |
| Santa Cruz County | 1 | 1 | 0 | 0.0% |
| Yuma County | 1 | 0 | 1 | 100.0% |
| Mohave County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 101 applications in 2025, of which 72 were originated and 16 denied.
15.8% of all applications, or 18.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans RBC Bank, (Georgia) originated in Arizona in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology