Raymond James Bank in Kentucky vs the state
3.7%Denial rate-15.11 pts vs state
4.2%Decision denial rate-19.32 pts vs state
85.2%Origination rate+27.15 pts vs state
5.63%Median rate-1.13 pts vs state
-0.34Rate spread (pts)-0.65 pts vs state
$362kMedian applicant income
23Loans originated
1Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 15 | 0.0% | 5.25% | #319 |
| 2024 | 19 | 16 | 0.0% | 6.13% | #342 |
| 2025 | 27 | 23 | 3.7% | 5.63% | #321 |
What Raymond James Bank lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 15 | 13 | 0 | 0.0% |
| Fayette County | 5 | 5 | 0 | 0.0% |
| Kenton County | 1 | 1 | 0 | 0.0% |
| Bullitt County | 1 | 1 | 0 | 0.0% |
| Campbell County | 1 | 0 | 0 | 0.0% |
| Oldham County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
| Lyon County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 27 applications in 2025, of which 23 were originated and 1 denied.
3.7% of all applications, or 4.2% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Raymond James Bank originated in Kentucky in 2025 was 5.63%, against a statewide median of 6.75%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology