Raymond James Bank in Idaho vs the state
15.0%Denial rate+0.55 pts vs state
16.7%Decision denial rate-0.85 pts vs state
75.0%Origination rate+11.98 pts vs state
5.50%Median rate-1.13 pts vs state
-0.42Rate spread (pts)-0.58 pts vs state
$563kMedian applicant income
15Loans originated
3Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 11 | 7.1% | 5.38% | #231 |
| 2024 | 6 | 4 | 33.3% | 5.63% | #301 |
| 2025 | 20 | 15 | 15.0% | 5.50% | #224 |
What Raymond James Bank lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 6 | 5 | 0 | 0.0% |
| Kootenai County | 5 | 3 | 2 | 40.0% |
| Valley County | 3 | 2 | 0 | 0.0% |
| Canyon County | 1 | 1 | 0 | 0.0% |
| Custer County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 0 | 1 | 100.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Latah County | 1 | 1 | 0 | 0.0% |
| Bonner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 20 applications in 2025, of which 15 were originated and 3 denied.
15.0% of all applications, or 16.7% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Raymond James Bank originated in Idaho in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology