Radius Financial Group in Georgia vs the state
9.4%Denial rate-9.87 pts vs state
13.0%Decision denial rate-12.08 pts vs state
61.7%Origination rate+7.59 pts vs state
6.50%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.15 pts vs state
$94kMedian applicant income
66Loans originated
10Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 62 | 4.9% | 6.88% | #357 |
| 2024 | 103 | 75 | 7.8% | 6.63% | #328 |
| 2025 | 107 | 66 | 9.4% | 6.50% | #327 |
What Radius Financial Group lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Radius Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 9 | 6 | 0 | 0.0% |
| Upson County | 9 | 6 | 1 | 11.1% |
| Fulton County | 7 | 5 | 1 | 14.3% |
| DeKalb County | 6 | 3 | 1 | 16.7% |
| Forsyth County | 6 | 3 | 1 | 16.7% |
| Clayton County | 6 | 3 | 1 | 16.7% |
| Cherokee County | 5 | 2 | 0 | 0.0% |
| Hall County | 5 | 2 | 0 | 0.0% |
| Spalding County | 5 | 4 | 1 | 20.0% |
| Lamar County | 5 | 5 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 107 applications in 2025, of which 66 were originated and 10 denied.
9.4% of all applications, or 13.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Radius Financial Group originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Radius Financial Group's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology