Radius Financial Group · Florida · 2025

Radius Financial Group in Florida: approval rate, denial rate and rates (2025)

Radius Financial Group took 62 mortgage applications in Florida in 2025, ranking #574 of 1,993 lenders active in the state. It originated 77.4% of them and denied 4.8% (5.9% of the applications it decided), against a statewide denial rate of 21.1%.

62Applicationsin FL
5.9%Decision denial ratestate 27.2%
6.75%Median ratestate 6.63%
$345,000Median loanstate $255,000
$20MVolume21 counties

Radius Financial Group in Florida vs the state

4.8%Denial rate-16.22 pts vs state
5.9%Decision denial rate-21.36 pts vs state
77.4%Origination rate+24.73 pts vs state
6.75%Median rate+0.13 pts vs state
0.43Rate spread (pts)+0.16 pts vs state
$144kMedian applicant income
48Loans originated
3Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232181518.3%6.93%#370
20241631068.6%7.00%#406
202562484.8%6.75%#574

What Radius Financial Group lends in Florida

By loan purpose

Home purchase 49 79% · 2.0% denied
Refinance 4 6% · 25.0% denied
Cash-out refinance 9 15% · 11.1% denied

By loan type

Conventional 54 87% · 5.6% denied
FHA 4 6% · 0.0% denied
VA 4 6% · 0.0% denied

Why it denied Florida applicants

Debt-to-income ratio 2 67%
Collateral 1 33%

Where in Florida

Counties with the most Radius Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Broward County 12100 0.0%
Palm Beach County 842 25.0%
Lee County 750 0.0%
Miami-Dade County 651 16.7%
Osceola County 550 0.0%
Pinellas County 540 0.0%
Manatee County 330 0.0%
Collier County 220 0.0%
Sarasota County 220 0.0%
Leon County 100 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 62 applications in 2025, of which 48 were originated and 3 denied.

4.8% of all applications, or 5.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Radius Financial Group originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Radius Financial Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology