Quorum Federal Credit Union in Maryland vs the state
33.2%Denial rate+14.38 pts vs state
35.1%Decision denial rate+10.94 pts vs state
50.2%Origination rate-5.49 pts vs state
9.63%Median rate+3.00 pts vs state
2.37Rate spread (pts)+2.12 pts vs state
$158kMedian applicant income
112Loans originated
74Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 11 | 51.5% | 11.25% | #339 |
| 2024 | 86 | 41 | 38.4% | 10.38% | #232 |
| 2025 | 223 | 112 | 33.2% | 9.63% | #149 |
What Quorum Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 36 | 25 | 8 | 22.2% |
| Prince George's County | 36 | 19 | 10 | 27.8% |
| Montgomery County | 29 | 7 | 19 | 65.5% |
| Anne Arundel County | 24 | 11 | 7 | 29.2% |
| Baltimore city | 22 | 9 | 6 | 27.3% |
| Frederick County | 17 | 11 | 3 | 17.6% |
| Harford County | 10 | 6 | 2 | 20.0% |
| Howard County | 9 | 5 | 2 | 22.2% |
| Washington County | 8 | 5 | 3 | 37.5% |
| Charles County | 7 | 3 | 2 | 28.6% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 223 applications in 2025, of which 112 were originated and 74 denied.
33.2% of all applications, or 35.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Quorum Federal Credit Union originated in Maryland in 2025 was 9.63%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology