Quorum Federal Credit Union in Florida vs the state
40.6%Denial rate+19.51 pts vs state
43.1%Decision denial rate+15.87 pts vs state
42.4%Origination rate-10.27 pts vs state
8.63%Median rate+2.00 pts vs state
1.37Rate spread (pts)+1.10 pts vs state
$160kMedian applicant income
389Loans originated
372Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 284 | 97 | 53.9% | 10.75% | #323 |
| 2024 | 528 | 229 | 35.4% | 9.75% | #235 |
| 2025 | 917 | 389 | 40.6% | 8.63% | #163 |
What Quorum Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 113 | 49 | 39 | 34.5% |
| Miami-Dade County | 110 | 49 | 49 | 44.5% |
| Broward County | 72 | 23 | 36 | 50.0% |
| Hillsborough County | 60 | 31 | 19 | 31.7% |
| Orange County | 57 | 24 | 25 | 43.9% |
| Duval County | 47 | 26 | 17 | 36.2% |
| Pinellas County | 47 | 16 | 18 | 38.3% |
| Pasco County | 35 | 17 | 12 | 34.3% |
| St. Johns County | 34 | 15 | 11 | 32.4% |
| Collier County | 26 | 9 | 15 | 57.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 917 applications in 2025, of which 389 were originated and 372 denied.
40.6% of all applications, or 43.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Quorum Federal Credit Union originated in Florida in 2025 was 8.63%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology