Prosperity Bank · Kansas · 2025

Prosperity Bank in Kansas: approval rate, denial rate and rates (2025)

Prosperity Bank took 5 mortgage applications in Kansas in 2025, ranking #410 of 766 lenders active in the state. It originated 40.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.0%.

5Applicationsin KS
0.0%Decision denial ratestate 18.3%
6.79%Median ratestate 6.63%
$65,000Median loanstate $165,000
$640kVolume2 counties

Prosperity Bank in Kansas vs the state

0.0%Denial rate-15.03 pts vs state
0.0%Decision denial rate-18.28 pts vs state
40.0%Origination rate-23.82 pts vs state
6.79%Median rate+0.16 pts vs state
0.21Rate spread (pts)-0.09 pts vs state
$166kMedian applicant income
2Loans originated
0Denied

What Prosperity Bank lends in Kansas

By loan purpose

Home purchase 4 80% · 0.0% denied
Cash-out refinance 1 20% · 0.0% denied

By loan type

Conventional 3 60% · 0.0% denied
FHA 1 20% · 0.0% denied
VA 1 20% · 0.0% denied

Where in Kansas

Counties with the most Prosperity Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Montgomery County 410 0.0%
Sedgwick County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 5 applications in 2025, of which 2 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Prosperity Bank originated in Kansas in 2025 was 6.79%, against a statewide median of 6.63%.

About this data. Figures are Prosperity Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology