Profed Credit Union in Ohio vs the state
14.3%Denial rate-3.40 pts vs state
14.3%Decision denial rate-7.60 pts vs state
78.6%Origination rate+18.67 pts vs state
6.63%Median rate-0.25 pts vs state
0.18Rate spread (pts)-0.20 pts vs state
$117kMedian applicant income
11Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 4 | 50.0% | 6.43% | #580 |
| 2024 | 8 | 6 | 12.5% | 6.63% | #632 |
| 2025 | 14 | 11 | 14.3% | 6.63% | #577 |
What Profed Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Profed Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Paulding County | 4 | 3 | 0 | 0.0% |
| Williams County | 3 | 2 | 1 | 33.3% |
| Van Wert County | 3 | 2 | 1 | 33.3% |
| Defiance County | 2 | 2 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 14 applications in 2025, of which 11 were originated and 2 denied.
14.3% of all applications, or 14.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Profed Credit Union originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Profed Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology