Princeton Mortgage in Florida vs the state
8.5%Denial rate-12.52 pts vs state
9.5%Decision denial rate-17.78 pts vs state
65.9%Origination rate+13.16 pts vs state
6.50%Median rate-0.13 pts vs state
0.15Rate spread (pts)-0.12 pts vs state
$138kMedian applicant income
54Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 17 | 2.3% | 6.99% | #657 |
| 2024 | 33 | 22 | 6.1% | 6.37% | #683 |
| 2025 | 82 | 54 | 8.5% | 6.50% | #520 |
What Princeton Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Princeton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Okaloosa County | 28 | 21 | 2 | 7.1% |
| Santa Rosa County | 16 | 12 | 1 | 6.3% |
| Walton County | 11 | 7 | 0 | 0.0% |
| Escambia County | 3 | 3 | 0 | 0.0% |
| Hillsborough County | 3 | 0 | 1 | 33.3% |
| Miami-Dade County | 2 | 2 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| Broward County | 2 | 1 | 0 | 0.0% |
| Manatee County | 2 | 0 | 0 | 0.0% |
| Pinellas County | 2 | 1 | 1 | 50.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 82 applications in 2025, of which 54 were originated and 7 denied.
8.5% of all applications, or 9.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Princeton Mortgage originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Princeton Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology