Primis Mortgage in North Carolina vs the state
2.4%Denial rate-15.67 pts vs state
3.0%Decision denial rate-19.78 pts vs state
75.9%Origination rate+18.07 pts vs state
6.62%Median rate+0.12 pts vs state
0.40Rate spread (pts)+0.31 pts vs state
$87kMedian applicant income
922Loans originated
29Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 713 | 564 | 2.4% | 6.75% | #99 |
| 2024 | 1,050 | 789 | 2.2% | 6.63% | #76 |
| 2025 | 1,215 | 922 | 2.4% | 6.62% | #76 |
What Primis Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Primis Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 158 | 123 | 2 | 1.3% |
| Brunswick County | 83 | 59 | 5 | 6.0% |
| Wake County | 59 | 52 | 0 | 0.0% |
| Union County | 59 | 42 | 0 | 0.0% |
| New Hanover County | 53 | 39 | 2 | 3.8% |
| Cumberland County | 53 | 43 | 2 | 3.8% |
| Robeson County | 52 | 40 | 1 | 1.9% |
| Columbus County | 36 | 30 | 1 | 2.8% |
| Gaston County | 30 | 21 | 0 | 0.0% |
| Catawba County | 29 | 22 | 1 | 3.4% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 1,215 applications in 2025, of which 922 were originated and 29 denied.
2.4% of all applications, or 3.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Primis Mortgage originated in North Carolina in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are Primis Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology