Primary Residential Mortgage in Nebraska vs the state
15.0%Denial rate+2.47 pts vs state
17.7%Decision denial rate+2.51 pts vs state
70.0%Origination rate+2.72 pts vs state
6.88%Median rate+0.25 pts vs state
0.62Rate spread (pts)+0.40 pts vs state
$77kMedian applicant income
14Loans originated
3Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 7 | 0.0% | 7.13% | #224 |
| 2024 | 17 | 11 | 5.9% | 6.50% | #190 |
| 2025 | 20 | 14 | 15.0% | 6.88% | #200 |
What Primary Residential Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scotts Bluff County | 10 | 8 | 1 | 10.0% |
| Douglas County | 4 | 3 | 0 | 0.0% |
| Kimball County | 3 | 1 | 1 | 33.3% |
| Dawes County | 1 | 1 | 0 | 0.0% |
| Cass County | 1 | 1 | 0 | 0.0% |
| Lancaster County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 20 applications in 2025, of which 14 were originated and 3 denied.
15.0% of all applications, or 17.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Primary Residential Mortgage originated in Nebraska in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology