Premier Mortgage Resources in Oregon vs the state
1.5%Denial rate-13.81 pts vs state
2.0%Decision denial rate-17.15 pts vs state
72.5%Origination rate+11.84 pts vs state
6.63%Median rate-0.13 pts vs state
0.18Rate spread (pts)-0.10 pts vs state
$132kMedian applicant income
242Loans originated
5Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 231 | 163 | 3.0% | 6.75% | #98 |
| 2024 | 271 | 174 | 3.3% | 6.75% | #90 |
| 2025 | 334 | 242 | 1.5% | 6.63% | #83 |
What Premier Mortgage Resources lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 70 | 53 | 0 | 0.0% |
| Umatilla County | 46 | 31 | 2 | 4.3% |
| Deschutes County | 42 | 33 | 1 | 2.4% |
| Washington County | 41 | 30 | 0 | 0.0% |
| Clackamas County | 27 | 23 | 0 | 0.0% |
| Lane County | 25 | 17 | 2 | 8.0% |
| Douglas County | 20 | 12 | 0 | 0.0% |
| Linn County | 9 | 7 | 0 | 0.0% |
| Lincoln County | 7 | 5 | 0 | 0.0% |
| Wasco County | 7 | 3 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 334 applications in 2025, of which 242 were originated and 5 denied.
1.5% of all applications, or 2.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Premier Mortgage Resources originated in Oregon in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology