Premier Mortgage Resources in North Carolina vs the state
2.8%Denial rate-15.30 pts vs state
3.9%Decision denial rate-18.97 pts vs state
69.0%Origination rate+11.16 pts vs state
6.50%Median rate0.00 pts vs state
0.31Rate spread (pts)+0.22 pts vs state
$112kMedian applicant income
100Loans originated
4Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 5 | 10.0% | 7.25% | #609 |
| 2024 | 22 | 12 | 4.6% | 6.75% | #497 |
| 2025 | 145 | 100 | 2.8% | 6.50% | #274 |
What Premier Mortgage Resources lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 52 | 36 | 0 | 0.0% |
| Randolph County | 10 | 9 | 0 | 0.0% |
| Wake County | 10 | 4 | 0 | 0.0% |
| Guilford County | 9 | 5 | 0 | 0.0% |
| Iredell County | 8 | 6 | 1 | 12.5% |
| Forsyth County | 7 | 4 | 1 | 14.3% |
| Union County | 5 | 3 | 0 | 0.0% |
| Stanly County | 4 | 1 | 0 | 0.0% |
| Gaston County | 3 | 3 | 0 | 0.0% |
| Surry County | 3 | 2 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 145 applications in 2025, of which 100 were originated and 4 denied.
2.8% of all applications, or 3.9% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Premier Mortgage Resources originated in North Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology